Terms of Use

1. Acceptance of the Terms of Use

Welcome to Bellevue Lending (“Bellevue Lending,” “we,” or “us”). These Terms of Use (the “Agreement”) govern your access to and use of www.bellevuelending.com (the “Website”), including any subdomains, content, features, and services offered (collectively, the “Services”).

By using the Services, you signify that you have read, understand, and agree to be bound by these Terms of Use. If you are using the Services on behalf of a company, LLC, partnership, or other entity, you represent that you have authority to bind that entity.

This Website is offered and available only to users who are 18 years of age or older. If you do not meet these requirements, you may not use the Services.

2. Changes to the Terms of Use

We may update these Terms of Use at any time. All changes are effective immediately when posted. Continued use of the Website constitutes acceptance of the revised Terms.

3. Access and Account Security

We reserve the right to modify or withdraw the Website at our discretion. You are responsible for ensuring that all persons accessing the Website through your internet connection comply with these Terms.

If you create an account, you must:
- Provide accurate, current information.
- Safeguard your password.
- Notify us immediately of unauthorized access.

We are not responsible for any loss from your failure to protect your account credentials.

4. Fees & Payments

Some Services may require fees or charges, which will be disclosed in connection with loan applications or agreements. You agree to pay all applicable fees and taxes.

5. Intellectual Property Rights

All content on the Services is owned or licensed by Bellevue Lending and protected by copyright and trademark law. You may not use, copy, or distribute our content without prior written consent.

6. Trademarks

“Bellevue Lending” and related names, logos, product names, and slogans are our trademarks. You may not use them without our permission.

7. Third-Party Content & Links

Our Website may include links to third-party websites or services. We are not responsible for the content or practices of those third parties.

8. Prohibited Uses

You agree not to use the Services for unlawful purposes, including:
- Violating applicable laws.
- Sending spam or unauthorized communications.
- Uploading viruses or malicious code.
- Attempting unauthorized access to our systems.

9. Accessibility & Reasonable Accommodation

If you require accommodations to access our products or services, please contact us at info@bellevuelending.com or (XXX) XXX-XXXX.

10. Cellular Phone Contact Policy

By providing your phone number, you consent to receive calls or texts from us (including automated messages). You may revoke consent by emailing legal@bellevuelending.com.

11. Warranty Disclaimer & Limitation of Liability

The Services are provided “AS IS.” Bellevue Lending disclaims all warranties to the fullest extent permitted by law. We are not liable for damages resulting from use of the Services.

12. Geographic Restrictions

Our Services are intended for users in the United States. If you access from outside the U.S., you are responsible for compliance with local laws.

13. Indemnity

You agree to indemnify Bellevue Lending and its affiliates against claims, damages, or expenses resulting from your use of the Services or violation of these Terms.

14. Governing Law & Jurisdiction

These Terms are governed by the laws of Washington State. Any disputes shall be resolved in state or federal courts located in King County, Washington.

15. Arbitration

We may require binding arbitration under the rules of the American Arbitration Association.

16. Patriot Act Notice

To help the government fight terrorism and money laundering, federal law requires us to obtain and verify information that identifies each customer, such as name, address, and date of birth.

17. Entire Agreement

These Terms, along with our Privacy Policy, constitute the entire agreement between you and Bellevue Lending regarding the Services.